A mortgage is a loan used to purchase a home. It allows you to buy a property by borrowing money from a lender, and you repay the loan over time, typically with interest.
We offer a variety of mortgage loan options, including conventional loans, FHA loans, VA loans, and more. Check out our loan products or talk to one of our mortgage specialists to learn more.
It involves providing financial documents, undergoing a credit check, and getting pre-approved. Once approved, you'll complete the closing process to finalize the loan.
The amount you can borrow for a mortgage depends on your income, debt-to-income ratio (DTI), and the value of the home you're buying. You can use a mortgage calculator to get an estimate of how much you can afford to borrow.
If you can't make your mortgage payments, you may be able to work with your lender to modify your loan terms or avoid foreclosure. However, it's important to contact your lender as soon as possible if you're having trouble making your payments.